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  • Misc
     FHA !

    Joke info
    Date: 2003-09-18
    By: fourq2

     3.2 out of 5 (64 votes)
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  • Posted By?:

  • The Joke:
    To everyone who has ever bought a house:

    A New Orleans lawyer sought an FHA loan for a client. He was told the loan
    would be granted if he could prove satisfactory title to a parcel of
    property being offered as collateral. The title to the property dated back
    to 1803, which took the Lawyer three months to track down. After sending
    the information to the FHA, he received the following reply (actual

    "Upon review of your letter adjoining your client's loan application, we
    note that the request is supported by an Abstract of Title. While we
    compliment the able manner in which you have prepared and presented the
    application, we must point out that you have only cleared title to the
    proposed collateral property back to 1803. Before final approval can be
    accorded, it will be necessary to clear the title back to its origin."

    Annoyed, the lawyer responded as f ollows (actual letter):

    "Your letter regarding title in Case No. 189156 has been received. I note
    that you wish to have title extended further than the 194 years covered by
    the present application. I was unaware that any educated person in this
    country, particularly those working in the property area, would not know
    that Louisiana was purchased, by the U.S., from France in 1803, the year of
    origin identified in our application. For the edification of uninformed FHA
    bureaucrats, the title to the land prior to U.S. ownership was obtained
    from France, which had acquired it by Right of Conquest from Spain. The
    land came into the possession of Spain by Right of Discovery made in the
    year 1492 by a sea captain named Christopher Columbus, who had been granted
    the privilege of seeking a new route to India by the Spanish monarch,
    Isabella. The good queen, Isabella, being a pious woman and almost as
    careful about titles as the FHA, took the precaution of securing the
    blessing o f the Pope before she sold her jewels to finance Columbus'
    expedition. Now the Pope, as I'm sure you may know, is the emissary of
    Jesus Christ, the Son of God, and God, it is commonly accepted, created
    this world. Therefore, I believe it is safe to presume that God also made
    that part of the world called Louisiana. God, therefore, would be the owner
    of origin and His origins date back, to before the beginning of time, the
    world as we know it AND the FHA. I hope the hell you find God's original
    claim to be satisfactory. Now, may we have our damn loan?"

    The loan was approved.

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